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Compare Nationwide Bank® Savings, CDs and Money Markets

Nationwide Bank® offers an assortment of flexible online savings accounts for you – whether you want to set aside your cash for five years and not think about it, or you want to write checks from your account.

Choose the right account for your needs

Regular Savings – An interest-bearing account with attractive Annual Percentage Yields (APYs) and just a $50 opening balance. See our rates and features.

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Money Market – A higher yielding account with APYs that may increase as your balance increases. See our rates and features.

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CD – An account with attractive APYs and fixed terms from three months to five years.See our rates and features.

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Accounts Nationwide Regular Savings Nationwide Money Market Nationwide CD Account
Best for you if You want a secure place to grow your money without higher fees or balance requirements. You already have some money saved and want check writing when you need it. You can afford to invest some money for a while.
Interest features Attractive APY that's the same for all balances. Tiered APYs that may increase as your balance increases. APYs that may vary by term, which range from three months to five years.
Monthly maintenance fee1 No monthly maintenance fee when you maintain a minimum daily balance of $300 or a monthly direct deposit of $25 or more. Otherwise, $3. No monthly maintenance fee when you maintain a minimum daily balance of $1,000. Otherwise, $8. No monthly maintenance fee.
Minimum opening balance $50 $1,0002 $500
Online Banking Free Free Free
Transaction limitations Up to 6 pre-authorized withdrawals per monthly statement cycle allowed, (including telephone or electronic transfers), no more than 3 of which may be by point-of-sale transaction; $5 for each withdrawal thereafter. There is no limit on the number of withdrawals you can make at an ATM, by mail or at a Nationwide branch. Up to 6 pre-authorized withdrawals per monthly statement cycle allowed, (including telephone or electronic transfers), no more than 3 of which may be by point-of-sale transaction; $5 for each withdrawal thereafter. There is no limit on the number of withdrawals you can make at an ATM, by mail or at a Nationwide branch. Penalty may apply for withdrawal of funds before CD matures.
Account access Free ATM card available upon request. Transact online, by phone, or at an ATM. Free ATM card available upon request. Transact online, by phone, or at an ATM. First free order of checks. ATM card not available. Transact online or by phone.
Statements Free online statements. Paper statements available only with linked checking account. Free online statements. Paper statements available at no additional cost. Free online statements. Paper statements available only with linked checking account.
Overdraft protection May be linked to a checking account for overdraft protection. May be linked to a checking account for overdraft protection. None
FDIC insured3 Yes Yes Yes

1 Monthly maintenance fee is waived for Nationwide Associates and Agents.
2 Minimum opening balance is $250 for Nationwide Associates and Agents.
3 FDIC insured to at least $100,000 per depositor.

Nationwide Mutual Insurance Company, Nationwide Mutual Fire Insurance Company, Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company and Nationwide Investment Services Corporation are affiliates of Nationwide Bank. The insurance products and services offered through these affiliates of Nationwide Bank are not insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank. The products and services offered through Nationwide Investment Services Corporation are subject to investment risk, including possible loss of value.

Programs (including, without limit, fees, rates and features) are subject to change without notice.

Nationwide Bank, Nationwide, the Nationwide framemark and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company. ©2008 Nationwide Mutual Insurance Company. All rights reserved.

Nationwide Bank, Member FDIC, is a federally chartered savings bank. Lines of credit, loans and credit cards are not insured by the FDIC.

Equal Housing Opportunity Federal Deposit Insurance Corporation