- Direct Checking
- Interest Checking
- Check 21 Description
- Restoration Checking
Account Access and Services
Nationwide Bank® Interest Checking
If you carry a larger balance, let your money work for you. Nationwide Interest Checking gives you attractive rates along with the checking options you want.
| Balance | Annual Percentage Yield (APY*) |
|---|---|
| $0 – 2,499.99 | 0.10% |
| $2,500 – 9,999.99 | 0.25% |
| $10,000 – 24,999.99 | 0.40% |
| $25,000 + | 0.50% |
Fees may reduce the earnings on the account.
Interest Checking features
- Interest rates that may increase as your balance increases
- Free first order of exclusive design wallet checks; half-price on designer checks
- Free Nationwide online banking and bill payment
- Free online statements detailing monthly activity
- Access to more than 32,000 Allpoint surcharge-free ATMs and 400,000 Visa®/PLUS ATMs across the country
- Free Visa® debit card
- Six free non-Nationwide Bank ATM transactions per month1
- Free money transfer between your Nationwide Bank accounts and from your accounts with other banks
- Complete transactions online, at an ATM, over the phone or by mail
- Overdraft protection available with a linked savings account2
- $50 minimum deposit to open an account
- FDIC insured3
Fees
- No monthly maintenance fee with $3,000 average daily balance in checking or $5,000 combined average daily balance in checking, savings and money market accounts; otherwise $10.004
- Free online statements detailing monthly activity; paper statements available at no additional cost
- Six free non-Nationwide Bank ATM transactions each month1; $1.50 per transaction thereafter
See Account Terms and Conditions for further information.
1 First six non-Nationwide Bank ATM transactions per
statement cycle are free, but surcharges from ATM owner may apply.
Non-Nationwide Bank ATM transactions are free for Nationwide Associate
and Agency Banking Program members, but surcharges from ATM owner
may apply.
2 There is a $5 per day transaction fee for overdraft
protection. Fee is waived for Nationwide Associate and Agency
Banking Program members.
3 FDIC insured to at least $100,000 per depositor.
4 Monthly maintenance fee is waived for Nationwide Associate
and Agency Banking Program members.









