Coverage |
Base Policy Coverage - FP 700 10 |
Equine Elite Coverage - FP 701 07 |
Acquired livestock |
25% of scheduled farm personal property coverage limits |
35% of scheduled farm personal property coverage limits for livestock |
Emergency stabling or transportation, evacuation or recovery expense |
No coverage |
Coverage up to $250 per day for emergency stabling or emergency transportation, up to $2,500 |
Emergency veterinary services |
No coverage |
Coverage up to $500 per occurence, subject to a total of $1,000 annually |
Employee tack |
No coverage |
Coverage up to $5,000 per occurence, no more than $2,500 per individual employee ($250 deductible applies) |
Equine footings |
No coverage |
Coverage up to $25,000 for arena footings |
Equine miscellaneous tack |
Up to $1,000 not specifically scheduled |
Up to $20,000 per occurence, but no more than $7,500 per individual item ($250 deductible applies) |
Evacuation |
No coverage |
Coverage up to $10,000 if livestock on insured location is within 25 miles of evacuation area |
Fences, corrals, and pens |
Coverage if scheduled with a limit |
Coverage up to $10,000 per occurence unless a higher limit is shown for farm buildings and structures coverage |
Hay, straw and fodder in buildings |
$100,000 limit on any one stack if a limit is scheduled |
Coverage up to $5,000 in addition to any other applicable limit in the policy ($500 deductible applies) |
Livestock transit |
No coverage |
Coverage up to $20,000 per occurence ($500 deductible applies) |
Non-owned livestock cargo |
No coverage |
Coverage up to $1,000 per animal, $5,000 per occurence, subject to a total of $10,000 annually ($500 deductible applies) |
Ordinance or law |
No coverage |
Coverage up to 20% of applicable limit for increased costs due to ordinance enforcement |
Outdoor signs, entrance gates and mailboxes |
No coverage |
Coverage up to $10,000 per occurence ($250 deductible applies) |
Recovery expense |
No coverage |
Coverage up to $2,500 for escape due to a covered loss |
Refigerated farm personal property |
Coverage up to $1,000 |
Coverage up to $2,500 |
Rental reimbursement expense for horse transportation |
No coverage |
Coverage up to $1,000 per occurence (not to exceed $100 a day) |