Food manufacturing insurance

Food processing & manufacturing coverage endorsements

• Food endorsements
  • Accidental marring or scratching of mods, dies, patterns or plates
  • Arson reward
  • Contaminated food product
  • Food contamination and product adulteration
  • Food equipment contamination cleanup
  • Food product testing
  • Fruit or nut bin loss or damage

  • Lock re-keying or replacement
  • Milk contamination
  • Processing water
  • Professional fees
  • Property in transit
  • Prototypes
  • Research and development costs
• Business advantage endorsement
  • Accounts receivable
  • Brands and labels
  • Consequential loss to stock
  • Contract penalties
  • Cost of inventories and appraisals
  • Covered property territory
  • Debris removal
  • Demolition cost and increased cost of construction
  • Electronic data
  • Employee dishonesty
  • Extra expense
  • Fine arts

  • Fire department service charge
  • Forgery and alteration
  • Foundations and other underground property
  • Installment sales property
  • Money and securities on and off premises
  • Money orders and counterfeit currency
  • Newly acquired or constructed property (Building)
  • Newly acquired or constructed property (BPP)
  • Outdoor trees, shrubs or plants
  • Personal effects and property of others
  • Pollutant cleanup and removal
  • Preservation of property

  • Property at unnamed locations
  • Property in custody of salespeople
  • Property in transit
  • Property off premises
  • Recharging fire extinguishing equipment
  • Rewards payment
  • Undamaged payment
  • Utility services – direct damage
  • Utility services – time element
  • Valuable papers and records (other than electronic data)
  • Water damage
• Cyber security endorsement
  We offer comprehensive cyber security coverages and services.

  Identity recovery

  Combines identity theft coverage with services that help identity fraud victims restore their credit history and identity records to pre-theft status. Coverage and service are provided for key business owners.

  CyberOne

  Protects your business against damage to electronic data and computer systems from a virus or other computer attack. It also protects your liability to third parties that may have suffered damage.

  Data compromise

  Helps you notify and assist your clients, employees and others affected by a data breach. It also provides credit monitoring and identity restoration services, as well as defense and liability coverage to protect against lawsuits by individuals affected by the breach.