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Credit & Political Risk

Businesses today are feeling the stress of the current challenging economic and political environment which has created heightened risk for companies around the globe.

At Nationwide®, our experienced underwriters understand how to navigate a world in flux. Our global Credit & Political Risk Insurance protects what matters for corporations and financial institutions to help them manage their country risks and credit risks across the world. This protection is backed by the strength and stability of Nationwide, a FORTUNE 100 company.1

$25 billion in capital strength2

Hall of fame protection

Let’s hear from Peyton Manning on the importance of Credit & Political Risk Insurance.

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Credit Insurance provides protection against the payment default of private- and public-sector buyers and borrowers on domestic and cross-border transactions involving the sale or financing of goods and services, mobile assets (i.e., shipping and aircraft), working capital and infrastructure projects, among others. Debt instruments such as loans, sales/supply contracts and letters of credit are eligible for coverage. Policies may be structured to cover one-off transactions or on a portfolio basis.

Credit Insurance

Trade Credit Insurance provides protection against buyer non-payment. If you’re a business selling products or services on credit terms or if you’re a financial institution financing such sales, the risk of non-payment by your buyer or borrower always exists. Policies may be structured to cover one-off transactions or on a portfolio basis covering multiple obligors.

Trade Credit Insurance

Political Risk Insurance provides protection of equity investments, mobile or fixed assets, shareholder loans and dividends against traditional host country perils, including but not limited to:

  • Expropriation, confiscation, nationalization and deprivation
  • Exchange transfer and currency inconvertibility
  • Political issues such as violence, terrorism and war
  • Divestiture or forced abandonment
  • Unfair calling of performance bonds
  • Arbitration award default

Political Risk Insurance

NHS Insurance protects financial institutions, investors, project developers, contactors and exporters against the non-payment of sovereign obligors and/or guarantors (i.e., governments and/or government ministries, such as the ministry of finance) of amounts due under a contract of sale or a financing.

Non-Honoring Sovereign

Our Credit & Political Risk Insurance supports businesses in a variety of industries engaged in international and local trade, direct investments, infrastructure and other projects.

Potential clients include:

  • Exporters, suppliers, manufacturers, distributors and service companies
  • Global and leading regional financial institutions
  • Multilateral development banks, development financial institutions and export credit agencies
  • Engineering, procurement and construction contractors
  • Commodity traders

Strong ratings. Stronger commitment.

Over the years, we have received recognition in our industry for exceptional performance, leadership and service to our clients. Our respected reputation is the result of a true commitment to excellence in every aspect of our business, built on a foundation of financial strength and proven experience.

A+
Standard & Poor’s3
Affirmed: 04/30/24
A
AM Best3
Received: 12/07/23
We are a
Fortune
100
company1
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Need to file a claim?
24/7 claims reporting is available at 1-888-275-7992 or mlsreportaloss@nationwide.com.
[1] Based on revenue, FORTUNE magazine (June 4, 2024).
[2] Nationwide 2023 Annual Report.
[3] Applies to Property & Casualty affiliates.