When clients have more assets than they need for retirement, they’re in a great position to leave their loved ones a legacy. 

Nationwide Heritage® Single Premium Whole Life offers a quick and easy alternative to other investment options that can help them make the most of what they pass on.

Review the product brochure and video with your clients.

63% of baby boomers say it’s important to
 leave an inheritance to their children.1

Nationwide Heritage gives them an efficient wealth transfer option that immediately leverages what they have into a significantly larger, tax-free death benefit for their family.
grandfather playing video games with grandson

We’ve made wealth transfer more accessible

Everyone should be able to efficiently leave their loved ones a legacy. The low $10,000 minimum premium on Nationwide Heritage makes it possible for more of your clients.

We’ve made the process quick and easy

Our automated application has just 3 underwriting questions, and our simplified process offers an instant decision.

Review the submission guide for the details.
Find out if it's right for your clients.
Learn more about Nationwide Heritage Single Premium Whole Life.
Get product details

We put them in control

Refund of premium
If clients ever need access to their money, they can receive a 100% refund of premium on surrender, minus any loans.

Living benefits
We automatically include features in the policy that allow clients to use a portion of their assets during their lifetime if they’re diagnosed with a chronic or terminal illness.2

Owner-directed settlement options
A recent survey showed that 45% of respondents are worried about their heirs being prepared to handle an inheritance.3 So Nationwide Heritage offers clients the ability to decide how and when the benefit can be accessed by their loved ones.
woman icing a cake

And it’s all available from a company that your clients know and trust.

Help your clients create a larger legacy today with Nationwide Heritage.

Contact us
Life Insurance Solutions Center 1-800-321-6064
Broker General Agents Solution Center 1-888-767-7373
Producer Group Solutions Center 1-844-867-8159
World Financial Group Solution Center 1-855-455-4139

Find your wholesaler
Search your ZIP code to quickly find the wholesaler for your area.

NFW-10509AO.1

[1] “Where generational views differ on estate planning,” Bank Of America, privatebank.bankofamerica.com/articles/generational-financial-estate-planning-priorities.html (accessed Feb. 15, 2024).

[2] There is no cost for these benefits unless they’re used.

[3] “What do you want for the future of your wealth?” Raymond James, raymondjames.com/-/media/rj/dotcom/files/module---intergenerational-wealth-transfer/what-do-you-want-for-the-future-of-your-wealth.pdf (accessed Feb. 15, 2024).

Be sure to choose a product that meets long-term life insurance needs, especially if personal situations change — for example, marriage, birth of a child or job promotion. Weigh the costs of the policy, and understand that life insurance has fees and charges that vary with sex, health, age and tobacco use.

Riders that customize a policy to fit individual needs usually carry an additional charge.

Products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.

Nationwide Heritage is a service mark of Nationwide Mutual Insurance Company.