Your affluent clients have big goals for their legacy. So when you need an efficient, cost-effective and flexible strategy for helping 2 people preserve and maximize their wealth, Nationwide® Survivorship Variable Universal Life (VUL) II can help you deliver.

Request a call

Nationwide Survivorship VUL II is designed to simplify the life insurance experience for 2 insureds. Strong guarantees, cash indemnity long-term care and low-cost fund options allow clients to plan efficiently together.

Get client brochure
A retired couple laughs while playing a board game with their daughter, son-in-law and grandchildren.


numbers graphic

The Tax Cuts and Jobs Act raised the estate and gift tax exemption to
$13.61 million in 2024, but that could fall to around $7 million1 on January 1, 2026, if the law is not extended.

Nationwide Survivorship VUL II offers an income tax-free death benefit to help your clients protect their estate value and make the most of the wealth they plan to pass on.

 

Explore our flexible policy features for more confident planning

Nationwide Survivorship VUL II offers clients a range of options they can use to customize their policy to suit their specific estate and legacy planning needs.
A retired couple takes a walk through their tree-lined neighborhood with their grandson.

Discover our diverse investment options

Nationwide® has carefully selected experienced money managers to provide clients with a breadth of investment options to help them pursue their financial goals through all market cycles.

Clients can select from 50+ funds that range from simplified, low-maintenance asset allocation options to more involved specialty sector options.

Get investment options guide

 

chat bubbles icon

We’re here to help

Visit our site for all the details about how Nationwide Survivorship VUL II can help clients protect their legacy and contact your wholesaler if you have questions.

Request a call

 

[1] Estimate of $5 million adjusted for inflation.

[2] Nationwide pays long-term care benefits to the policyowner. If the insured is not the policyowner, there is no guarantee that benefits will be used to pay for long-term care.

[3] Keep in mind that, as an acceleration of the death benefit, the Long-Term Care Rider on survivorship payout will reduce both the death benefit and cash surrender value. Make sure that life insurance needs will be met even if the rider pays out in full. Costs for long-term care vary by person, and there is no guarantee that the rider will cover all long-term care costs.

[4] Any change to the policy — such as taking loans or partial surrenders or making changes to the amount of coverage or the riders — will impact the death benefit. The Extended No-Lapse Guarantee Rider is intended to protect the death benefit if premiums are paid as originally planned and the policy is managed as illustrated.