Low cost $20 per month flat fee1

Reduce fees to help unlock greater performance potential with the compounding power of tax deferral.

  • $0 mortality & expense charge
  • No surrender period or surrender charges
  • No commissions
  • Advisory fee-friendly

280+ investment options

The industry’s largest investment only variable annuity investment lineup.2

  • 50+ fund families
  • 216 rated 4- or 5-star funds
  • 166 funds under 1.00% in management fees
  • 37 funds under 0.50% in management fees.

See all investment options

Client needs

  • Reduce current taxable income
  • Tax-deferred growth potential
  • Minimize tax impact of tax-inefficient assets
  • Maxed out retirement savings and need additional tax-deferral
  • Wealth transfer

Access client and advisor materials and tools

Marketing materials

View Monument Advisor Select marketing materials and learn about its features, benefits and how it can help your clients achieve their retirement goals.

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See everything we have to offer

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Dedicated advisory consultants to help you incorporate protection solutions

Our advisory consultants will work with you to help you understand our financial solutions and how you can integrate them as a strategic asset within a holistic financial plan

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Is your client’s annuity meeting their current needs?

If your clients own an annuity, Nationwide would like to help you understand all of the features and benefits that it provides, regardless of whether or not it’s a Nationwide annuity. We offer a complimentary annuity analysis that will help you review their current contract so that you can assess if it still meets their objectives.

Our annuity analysis includes:

  • Contract analysis3
  • Fee comparison4
  • Consultation

Request an analysis

Open a client account today

Start application (Broker-dealer reps)

Call 866-667-0564

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[1] Low cost fund platform fees may apply

[2] Ranked by Morningstar as of March 31, 2024

[3] Analysis completed using Morningstar’s Annuity Intelligence Data

[4] Fee comparison done using Nationwide’s Variable Annuity Fee Comparison too; annuity fees are provided by Morningstar

When evaluating the purchase of a variable annuity, you should be aware that variable annuities are long-term investment vehicles designed for retirement purposes and will fluctuate in value; annuities have limitations; and investing involves market risk, including possible loss of principal.

A variable annuity is a contract you buy from an insurance company. It's designed to help accumulate assets to provide income for retirement. It will fluctuate in value based on the performance of the underlying investment options. You should also know that all guarantees and protections of a variable annuity are subject to the claims-paying ability of the issuing insurance company. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.

You may be charged a penalty if you take your money out early, if you're not yet 59½ (additional 10% tax penalty), or both. Variable annuities have fees and charges that include mortality and expense, administrative fees, contract fees and the expense of the underlying investment options.

Variable products are sold by prospectus. Carefully consider the investment objectives, risks, charges and expenses. The product and underlying fund prospectuses contain this and other important information. Investors should read them carefully before investing. To request a copy, go to nationwideadvisory.com or call 1-866-667-0561.