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Reliable auto insurance in Richmond, VA

Landscape of Richmond, Virginia

The capital city of Virginia is the site of important historic moments, such as Patrick Henry’s “Give me liberty or give me death” speech, and continues to stand as a national landmark, even among fellow capital cities. But a city steeped in our nation’s history still needs to look ahead, especially on the road! Prepare for the unexpected and protect your vehicle with auto insurance from Nationwide.

Richmond auto insurance coverages and discounts

  • Multi-policy - When you have Nationwide as your insurance provider you can bundle your car insurance policy with home, renters, boat, and multi-car. By protecting your property with Nationwide, you can save money and simply your life.
  • Anti-theft - If you have an anti-theft device installed in your car you may be eligible for a discount. Savings vary based on the type of device installed. Proof of installed device may be required.
  • SmartRide® program - SmartRide rewards safe driving. Get an instant discount when you sign up. The safer you drive, the higher the discount you could earn.1
  • SmartMiles® program – SmartMiles is a pay-per-mile insurance with a flexible monthly rate based on miles driven.2
  • Safe driver - It is important to maintain a clean driving record. If you have at least 5 years of safe driving, you could be eligible for safe driver discount.
  • Good student - Nationwide offers a student discount for drivers age 16 to 24 who maintain a B average or better and are full-time students.
  • Defensive driving - This discount applies to drivers age 55+ who have completed and passed a state-approved defensive driving safety course.
  • Automatic payments - Get a one-time discount for setting up monthly recurring bill pay from your checking or savings account.
  • Accident free - When you maintain an accident-free driving record you could earn up to 10% reduction in your monthly premium.

Bundle and save

Nationwide makes it easy to bundle your insurance policies and save. Bundle your insurance policies and stay protected with a multi-policy discount. You can save money by choosing Nationwide to protect your car, home, and more.

Get a free car insurance quote

We make it easy to get a car insurance quote. Start your quote, call us at 1-888-869-5727 or find a local agent to start protecting your vehicle.

Nationwide is a trusted auto insurance provider in Richmond

Nationwide makes it easy for you to find dependable auto insurance in Richmond, VA. We can show you options so you can choose the coverage that's right for your needs, goals and budget.

Nationwide coverage in Richmond

Home insurance

Find home coverages and discounts in Virginia.

Renters insurance

Find renters coverages and discounts in Virginia.

Motorcycle insurance

Find motorcycle coverages and discounts in Virginia.

On Your Side® Review

Make sure your insurance keeps up with your life.

[1] Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and remains until drivers or vehicles on the policy change.

[2] Products underwritten by Nationwide Mutual Insurance Company and Affiliates. Columbus, Ohio. Availability varies. SmartMiles variable premium is based upon the Cost Per Mile established for the coverages in force and the number of days and miles driven when the coverage is in force. SmartMiles Safe Driving Behavior Discount could be zero and does not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Safe Driving Behavior Discount applies at the next policy renewal and remains while the vehicle is enrolled in SmartMiles. Estimated premium is subject to change based upon final rated mileage during the mileage period and policy changes.