Richmond, VA homeowners insurance

The capital city of Virginia is the site of important moments such as Patrick Henry’s “Give me liberty or give me death” speech and continues to stand as a national landmark, even among fellow capital cities. A city steeped in our nation’s history still needs to look ahead. Prepare for the unexpected and protect your home with coverage from Nationwide.

Explore home insurance coverage options in Richmond, VA and protect yourself and the things that matter most, all while finding new ways to save.

Richmond home insurance coverages and discounts

• Dwelling replacement cost – Coverage that protects the structure of the home (roof, walls, wall-to-wall carpeting, etc.).
• Brand New Belongings – May be purchased to provide replacement cost for personal property in the event of a covered loss.
• Better roof replacement – Optional coverage that guarantees that a strong, more leak-resistant, longer-lasting roof will be installed if a claim results in the need for full replacement.
• Equipment breakdown – Provides coverage to repair or replace costly household appliances.
• Service Line Coverage – Offers protection to cover the cost to repair damaged exterior underground service lines. Service line must be owned by the homeowner.
• Other structures –  Coverage for sheds, detached garages, and other structures not connected to the main dwelling itself.
• Personal property – Coverage for personal items (clothing, furniture, appliances, computers, etc.) on and off the premises.
• Loss of use – Coverage for when an insured has to move out of the home while repairs are made as a result of damage of a single occurrence (only the highest deductible will be applied).
• Home and Car Special Deductible – Waives or reimburses the lowest deductible when a covered auto and property loss is the result of a single occurrence, only the highest deductible will be applied.

Bundle and save

Nationwide makes it easy to bundle your insurance policies and save. Bundle your insurance policies and stay protected with a multi-policy discount. You can save money by choosing Nationwide to protect your home, car, and more.

Protect your home with Smart Home

Add the Smart Home program to keep your home safe from water damage, break-ins, fires, and more.

Get a homeowners insurance quote

We make it easy to get a homeowners insurance quote. Start your quote, call us at 1-888-869-5727, or find a local agent to start protecting your Richmond, VA home.

Nationwide is a trusted home insurance provider in Richmond

Nationwide makes it easy for you to find dependable home insurance in Richmond, VA. We can show you options so you can choose the coverage that's right for your needs, goals, and budget.