Your classic motorcycle or scooter might run better than brand new, but you still need insurance that’s designed to fit the needs of a classic. That’s why Nationwide has partnered with Hagerty to offer classic motorcycle and scooter insurance. If you own a bike that’s 25 years old or older, start protecting it today. Learn more about our classic motorcycle insurance, what it covers and how you can save with our affordable rates.

What does classic motorcycle insurance cover?

Collision coverage

Although classic cars aren’t for daily use, accidents can still happen. Whether it’s a collision with another vehicle or another object, your classic car policy could reimburse you for the damages.

Theft

In the unfortunate event that your classic car is stolen, collector car insurance can cover you up to the Guaranteed Value® of your vehicle.

Comprehensive coverage

You want to ensure that your classic is protected even when it's not on the road. Comprehensive coverage ensures that your vehicle is protected from unexpected damages such as fire, theft, vandalism and more.

Liability coverage

Available for full coverage policies, liability insurance will cover injuries to other people, known as bodily injury, to put toward their medical expenses, funeral expenses, lost income, etc. It also covers damage to property, such as a person’s car or the fence in someone’s yard, among other things.

Classic motorcycle insurance coverages & benefits

Classic motorcycle and scooter policies can provide protection for your classic ride in the event of a collision, mechanical breakdown and other types of accidents. Here are a few benefits of choosing Nationwide classic motorcycle insurance by Hagerty.
  • Freedom to enjoy your motorcycle
    Motorcycles are made for the freedom of the road. Our policy allows flexible usage — with no fixed mileage limits. Whether it's a ride on a summer day, attending a club event or going to a show, you're covered.
  • Motorcycle apparel coverage
    We can also cover your motorcycle jackets, gloves, helmets and other apparel.
  • Guaranteed Value® coverage
    Physical damage policies are covered on an agreed value basis. There’s no minimum amount of coverage.
  • Exceptional claims service
    Classic motorcycle customers get access to our best-in-class claims service, ensuring that your claim is handled quickly and professionally.

Multi-vehicle discount

Get a discount when you insure 2 or more of your motorcycles, scooters, cars, boats, ATVs or snowmobiles with us.
Is your motorcycle less than 25 years old? Get a motorcycle insurance quote online.
If your bike is 25 years old or older, please call 1-888-566-9701

Products underwritten by Essentia Insurance Company. All coverage is subject to policy provisions, exclusions and endorsements. Some coverage may not be available in all states. All third-party names, trademarks and logos are property of their respective owners. Hagerty and Guaranteed Value are trademarks of The Hagerty Group, LLC.