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Motorcycle insurance

Did you know?
1 in 5 households own at least 1 powersports vehicle.
Many own more than 1.

Reap the benefits of year-round motorcycle insurance

Our motorcycle insurance will keep you protected and give you year-round peace of mind, whether your bike is on the road or in storage during the winter months. Request a free motorcycle insurance quote and get coverage tailored to your unique riding needs and budget.

checkmark Rates are based on year-round coverage

checkmark Loan originators often require year-round coverage

checkmark Deductible benefits offered to 12-month policy holders

checkmark Maintain readiness and peace of mind, 365 days a year
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What we cover

Find out how a motorcycle insurance policy helps protects you, your bike and your passengers.

Explore coverages & options
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Motorcycle insurance discounts

Making motorcycle insurance more affordable.

See how you can save
motorcycle riders

Superior claims service


When you choose a Nationwide On Your Side® Claims Service repair shop, all repairs come with a written guarantee for as long as you own or lease your motorcycle.

To file a claim, call 1-800-421-3535.

Custom motorcycle insurance

Your policy is tailored to your unique riding needs, with the option to protect:

  • Up to 12 bikes on one policy, with coverage up to $50,000 per bike
  • Your custom parts, up to $30,000 
  • Your custom bikes and trikes, up to $50,000
  • Your trailer

Take a look at all motorcycle insurance coverages »

Vintage motorcycle insurance

Our vintage motorcycle and scooter policies can help protect for your classic ride in the event of a covered collision, mechanical breakdown and other types of accidents.

To get an insurance quote for a motorcycle or scooter made in 1974 or earlier, call 1-888-891-0265.

Why motorcycle insurance is so important

Motorcycle insurance is a great idea for a number of reasons. It protects riders and bikes in six critical ways:

  • checkmark Rates are based on year-round coverage
  • checkmark Pays medical bills for injuries
  • checkmark Covers damage to the bike
  • checkmark Offers liability protection for injuries to other people
  • checkmark Covers damage to other vehicles in a collision
  • checkmark Provides total loss coverage

To get a motorcycle insurance quote, call us at 1-877-669-6877, click Start your quote above or find a local agent.

Related topics & resources

How much is motorcycle insurance?
Motorcycle insurance by state
Understanding ATV insurance
Do I need RV insurance?
Powersports insurance resources

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.

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