Help your retirement savings fall into place

Take advantage of our educational tools and resources that can help you work toward your retirement goals.

• Plan for your future

  Use our retirement planning tool
  Every time you log in to your account, you can assess your personal retirement outlook by using the My Retirement Goals tool. Measure the value of your assets and see how they are working to move you toward your retirement goals. If you didn’t have the chance to set this tool up as you enrolled, you can start right now by clicking the Set Up Your Goals button on the main page of your online account.

  Combine your retirement assets

  You can make it easier to manage your assets toward a single strategy by rolling any external retirement accounts over to one retirement plan.

• Improve your financial habits

  Use the Paycheck Impact Calculator

  Get an estimate of how your take-home pay would be affected by increasing or starting contributions with our Paycheck Impact Calculator.

  Keep track of your spending

  Starting and sticking to a budget can help you better track your spending and keep account of your cash flow. Identify any expenses that you can reduce or erase to help you pay off debt, save more and meet your goals.

  Work to eliminate debt

  Eliminating debt will help you save money in the long-term and create room in your future budget. With a high debt-to-income ratio, any type of financial crisis can increase the strain on your wallet. Start paying off the debt with the highest interest rate and work your way toward eliminating the rest. Check out this short article for more tips on paying off debt.

• Maintain your retirement plan

  Review your account on a regular basis
  At least once a year and/or after a life event, give your plan a periodic checkup to help keep it moving in the right direction. Log in to review your account, add or update beneficiaries and more.

  Know how your retirement savings are invested
  How you save can be as important as how much you save. Your retirement investment strategy should align to your short- and long-term goals. Your investment mix may change over time depending on a number of factors such as your age, goals and financial circumstances. As your goals change, you may need to adjust your investment strategy to help meet them. Log in to review your account or check out this 1-minute video to find out more about which investment style fits your needs.

  Review your investment portfolio
  Asset allocation and diversification are essential parts of creating and balancing your investment portfolio. How you invest will depend on a number of factors, including your risk tolerance and your investment horizon. Establish an asset mix and strategy that reflects your goals at any point in time. Log in to review your account or check out this 2-minute video to gain a deeper understanding of how asset allocation and diversification can help you achieve a more secure retirement.

• Boost your financial knowledge

  Cyber insights

  Help keep your retirement secure with our resources offering information about digital safety. Learn best practices for cybersecurity, so you can stay educated and help protect your account.

  Webinars
  Designed to help you make decisions about managing your money and planning for retirement. Register for one of these live events today.

  On-demand learning

  Use our articles to help increase your financial knowledge, offering guidance on how to save and invest for retirement. They cover topics such as asset allocation, diversification, the importance of regular portfolio reviews and more. Boost your knowledge with interactive quizzes and personalized curriculum through the Financial Wellness Center tab after you log in to your account.