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Simplifying lending needs

Our Nationwide Smart CreditSM securities-backed line of credit can solve your clients' liquidity needs with greater ease. Our resources provide information for you and your clients.

Whether for real estate, college expenses, retirement income or a big purchase, this credit line delivers access to cash without disrupting their portfolio.

Learn about its speed and simplicity

A better way for you and your clients

For financial professionals: 

  • The client's assets stay intact, which means you keep assets under management
  • You deepen the client relationship by offering valuable credit and loan management solutions
  • You improve client retention by solving for more of their financial needs

For clients:

  • You provide a cost-effective solution as rates are typically lower than other lending options
  • An SBL can offer flexibility with a variety of monthly payment options
  • Portfolios remain intact, so they don't sacrifice potential growth for liquidity needs
  • It's a solution for needs of all sizes (think anything from braces to yachts)

The Nationwide difference

  Nationwide Smart Credit Other firms
Minimum credit line amount $26,000 (allowing broader client reach) $75,000
Minimum draw
Required initial amount		 No initial draw required Initial: $75,000
Fees None Varies
Time
Speed to securing loan		 Processed in hours or days1 Processed in days or weeks
Portal
For financial professionals and clients		 Cloud-based, fully digital experience throughout the life of the loan (powered by Supernova) Limited portal access/Non-automated for clients

A simplified experience for you

Approve

Nationwide Smart Credit is accepted on your firm shelf or selling platform.

Register

Create an online profile with our technology platform.

Ready

Use the proposal tool and online portal to manage all of your client SBL needs.

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Learn more about Smart Credit

Explore more of the ins and outs of securities-backed lines of credit and how this solution can help your clients solve their liquidity needs.

See resources
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Powered by automation

Our lending solution is a cloud-based, automated platform that includes origination and life-of-loan capabilities.

With a streamlined workflow and client portal, clients get their loans quicker and with account information at their fingertips. If you aren't registered with Supernova yet, please call the number below to get set up.

Learn how in our video

Need help?
For more information about Nationwide Smart Credit, call 1-888-543-9122 or email us at smartcreditsales@nationwide.com.

NFW-11096AO

[1] This assumes fully integrated solution, which allows for real-time inquiry and pull of client and collateral account data. This makes the application and loan agreement process run faster and more seamlessly than lower levels of integration. Fully integrated solutions to activate collateral account lockdown and e-signature of the collateral account control agreement streamlines the underwriting process for decisioning lines of credit and setting approved lines live.

Representatives do not give legal or tax advice. An attorney or tax advisor should be consulted for answers to specific questions.

The purpose of a Nationwide Smart Credit line of credit must be for personal, family or household purposes and not for securities investments or to purchase or carry margin securities, which include: (1) stocks that are registered on a national securities exchange, or any over-the-counter security designated for trading in the national market system; (2) debt securities (bonds) that are convertible into margin stock; and (3) shares of most mutual funds.

California: Loans made or arranged pursuant to a California Lenders Law License. Delaware: Nationwide SBL is licensed by the Delaware State Bank CCL commissioner to engage in business in this State under license number 035414, expires 12/31/2024. Maryland: License Number 1804109. Missouri: Consumer Credit Loan Company registered by the Missouri Division of Finance, license number 367-24-8932. Oregon: License number 1804109. Rhode Island: Rhode Island Licensed Lender. Washington: License number CL-1804109. Click here for state license information and rate and fee disclosures.

Not available in Mississippi, Montana, Nevada, and Vermont.

Nationwide, the Nationwide N and Eagle, Nationwide Smart Credit and Nationwide is On Your Side are service marks of Nationwide Mutual Insurance Company.
Nationwide SBL, LLC dba Nationwide Smart Credit (NMLS): 1804109 NMLS Consumer Access: https://www.nmlsconsumeraccess.org/
NFW-11097AO.2